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   <title>Stop Foreclosure Blog</title>
   <link>http://www.ethical-foreclosure-solutions.com/stop-foreclosure-blog.html</link>
   <description>Stop Foreclosure Blog keeps you informed on foreclosure alternatives. What options are available to save home from foreclosure or at least save your credit when having financial problems.</description>
   <language>en-us</language>
   <category domain = "http://www.ethical-foreclosure-solutions.com/stop-foreclosure-blog.html#">stop foreclosure</category>
   <pubDate>Thu, 04 Dec 2008 21:45:38 GMT</pubDate>
   <lastBuildDate>Thu, 04 Dec 2008 21:45:38 GMT</lastBuildDate>
   <copyright>ethical-foreclosure-solutions.com</copyright>
   <item>
    <title>Basic Foreclosure Data By State</title>
    <link>http://www.ethical-foreclosure-solutions.com/ForeclosureBasicsByState.html</link>
    <description>Basic
Foreclosure Data By State</description>
    <pubDate>Thu, 04 Dec 2008 21:45:38 GMT</pubDate>
   </item>
   <item>
    <title>Short Sale</title>
    <link>http://www.ethical-foreclosure-solutions.com/ShortSale.html</link>
    <description>If you face foreclosure and have run out of options, alternatives, and time, a &amp;ldquo;short sale&amp;rdquo; may be your only hope.</description>
    <pubDate>Wed, 03 Dec 2008 04:34:12 GMT</pubDate>
   </item>
   <item>
    <title>Loan Modification</title>
    <link>http://www.ethical-foreclosure-solutions.com/LoanModification.html</link>
    <description>A Loan Modification is a permanent change in one or more of the terms of a mortgagor&#39;s loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.</description>
    <pubDate>Wed, 03 Dec 2008 04:25:22 GMT</pubDate>
   </item>
   <item>
    <title>Hardship Loans</title>
    <link>http://www.ethical-foreclosure-solutions.com/HardshipLoans.html</link>
    <description>Hardship loans to stop foreclosure are an opportunity to help you to see the light at the end of the tunnel in getting caught up on your mortgage. Today, there are many problems with foreclosure</description>
    <pubDate>Wed, 03 Dec 2008 04:17:40 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure Articles</title>
    <link>http://www.ethical-foreclosure-solutions.com/ForeclosureArticles.html</link>
    <description>Foreclosure Articles</description>
    <pubDate>Wed, 03 Dec 2008 04:13:43 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure News</title>
    <link>http://www.ethical-foreclosure-solutions.com/ForeclosureNews.html</link>
    <description>Foreclosure News</description>
    <pubDate>Wed, 26 Nov 2008 01:43:48 GMT</pubDate>
   </item>
   <item>
    <title>Mortgage Calculators</title>
    <link>http://www.ethical-foreclosure-solutions.com/Mortgage-Calculators.html</link>
    <description>Mortgage calculators. Find out how much you will pay for your mortgage and how much it will cost you to get mortgage</description>
    <pubDate>Sat, 22 Nov 2008 00:00:12 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure Press Release</title>
    <link>http://www.ethical-foreclosure-solutions.com/ForecPressRelease.html</link>
    <description>Foreclosure Press Release submition</description>
    <pubDate>Sun, 09 Nov 2008 00:22:55 GMT</pubDate>
   </item>
   <item>
    <title>Can I Stop Foreclosure?</title>
    <link>http://www.ethical-foreclosure-solutions.com/can-I-stop-foreclosure.html</link>
    <description>Most homeowners that find themselves behind on mortgage payments ask one very important question: How can I stop foreclosure? Fortunately, the answer may be yes. </description>
    <pubDate>Sat, 08 Nov 2008 04:02:16 GMT</pubDate>
   </item>
   <item>
    <title>CENTURY 21 HOMESTAR</title>
    <link>http://www.ethical-foreclosure-solutions.com/century-21-homestar.html</link>
    <description>Greetings,  With almost 20 years of experience with foreclosures, we remain interested in working with other industry professionals whom share are</description>
    <pubDate>Fri, 31 Oct 2008 12:52:19 GMT</pubDate>
   </item>
   <item>
    <title>Mortgage Meltdown</title>
    <link>http://www.ethical-foreclosure-solutions.com/mortgage-meltdown.html</link>
    <description>I read a book called Mortgage Meltdown and it really helped me understand that Im not the only one going through this. I was also able to apply for</description>
    <pubDate>Wed, 15 Oct 2008 01:35:53 GMT</pubDate>
   </item>
   <item>
    <title>Mortgage Brokerage Firm</title>
    <link>http://www.ethical-foreclosure-solutions.com/MortgageBrokerageFirm.html</link>
    <description>Envision Lending Group, a renowned mortgage brokerage concern that proudly serves the residential and a commercial mortgage needs of deserving clients in 42 states in America.</description>
    <pubDate>Tue, 07 Oct 2008 02:25:53 GMT</pubDate>
   </item>
   <item>
    <title>In the middle of a short sale</title>
    <link>http://www.ethical-foreclosure-solutions.com/in-the-middle-of-a-short-sale.html</link>
    <description>Hello,  I live in California, but have an investment property in TX. Due to various reasons I have had big problems with the property in TX and could</description>
    <pubDate>Mon, 06 Oct 2008 03:24:43 GMT</pubDate>
   </item>
   <item>
    <title>Money Saving Tips</title>
    <link>http://www.ethical-foreclosure-solutions.com/MoneyTips.html</link>
    <description>Save on legal fees, phone services, watch your credit</description>
    <pubDate>Sun, 21 Sep 2008 20:08:17 GMT</pubDate>
   </item>
   <item>
    <title>Bankruptcy, what else to do? Any other options to avoid foreclosure?</title>
    <link>http://www.ethical-foreclosure-solutions.com/bankruptcy-what-else-to-do-any-other-options-to-avoid-foreclosure.html</link>
    <description>hopefully i can make this as short as possible.  i was/am facing foreclosure and did what i thought was my only option which was file bankruptcy</description>
    <pubDate>Mon, 15 Sep 2008 01:59:18 GMT</pubDate>
   </item>
   <item>
    <title>Avoid Foreclosure</title>
    <link>http://www.ethical-foreclosure-solutions.com/avoid-foreclosure.html</link>
    <description>Avoid Foreclosure Recently it has been reported that there are numbers of growing families facing foreclosure each year. More families are facing</description>
    <pubDate>Thu, 04 Sep 2008 14:43:32 GMT</pubDate>
   </item>
   <item>
    <title>Help with Foreclosure</title>
    <link>http://www.ethical-foreclosure-solutions.com/help-with-foreclosure.html</link>
    <description>Well, me and my husband are having trouble making payments every month with our mortgage, we have 3 kids and they are always needing something and</description>
    <pubDate>Fri, 29 Aug 2008 23:35:08 GMT</pubDate>
   </item>
   <item>
    <title>Real Estate Professionals</title>
    <link>http://www.ethical-foreclosure-solutions.com/Real-Estate-Professionals.html</link>
    <description>You are certainly aware of that foreclosure and mortgage delinquencies are at an all time high. Families are losing their homes at record rates, and experts are predicting higher numbers this year. The only viable option for most of these homeowners is loss mitigation.</description>
    <pubDate>Tue, 19 Aug 2008 18:32:27 GMT</pubDate>
   </item>
   <item>
    <title>Sell My Home</title>
    <link>http://www.ethical-foreclosure-solutions.com/submit-for-sale.html</link>
    <description>You say, sell my home and sell fast? We buy fast. We buy houses Nationwide, regardless of size, price or equity. You might even get what you ask for.</description>
    <pubDate>Fri, 01 Aug 2008 19:53:57 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure Prevention Act of 2008</title>
    <link>http://www.ethical-foreclosure-solutions.com/ForeclosurePreventionActof2008.html</link>
    <description>Foreclosure Prevention Act of 2008</description>
    <pubDate>Fri, 01 Aug 2008 16:15:53 GMT</pubDate>
   </item>
   <item>
    <title>Mortgage relief for 400,000 struggling homeowners</title>
    <link>http://www.ethical-foreclosure-solutions.com/mortgagerelief.html</link>
    <description>Mortgage relief for 400,000 struggling homeowners</description>
    <pubDate>Fri, 01 Aug 2008 15:56:17 GMT</pubDate>
   </item>
   <item>
    <title>Lost Job, Facing Foreclosure </title>
    <link>http://www.ethical-foreclosure-solutions.com/lost-job-facing-foreclosure.html</link>
    <description>Hello, My name is Davina Borras and my husband I purchased our 1st home together in December of 2006 and everything was going good until I lost my job</description>
    <pubDate>Fri, 01 Aug 2008 15:31:50 GMT</pubDate>
   </item>
   <item>
    <title>Bankruptcy, Foreclosure, what are the consequences?</title>
    <link>http://www.ethical-foreclosure-solutions.com/bankruptcy-foreclosure-what-are-the-consequences.html</link>
    <description>The company I worked for was purchased, and I have been out of work for 1 year.  I am having to file for bankruptcy.  The home I live in is in my</description>
    <pubDate>Sun, 27 Jul 2008 23:04:53 GMT</pubDate>
   </item>
   <item>
    <title>Real Estate Properties for Sale in Illinois</title>
    <link>http://www.ethical-foreclosure-solutions.com/IllinoisPropertiesforSale.html</link>
    <description>Real Estate Properties for Sale
in California</description>
    <pubDate>Sat, 12 Jul 2008 01:21:49 GMT</pubDate>
   </item>
   <item>
    <title>Real
Estate Properties for Sale in Pennsylvania</title>
    <link>http://www.ethical-foreclosure-solutions.com/PennsylvaniaPropertiesforSale.html</link>
    <description>Real Estate Properties for Sale
in Pennsylvania</description>
    <pubDate>Sat, 31 May 2008 14:43:32 GMT</pubDate>
   </item>
   <item>
    <title>Can
a FHA mortgage help you to avoid foreclosure?</title>
    <link>http://www.ethical-foreclosure-solutions.com/CanaFHAmortgagehelpyoutoavoidForeclosure.html</link>
    <description>Can a FHA mortgage help you to avoid foreclosure? FHA has become an
excellent tool for many home owners who were strapped with high
interest loans to avoid foreclosure and now they are able to refinance
at lower interest rates.</description>
    <pubDate>Mon, 19 May 2008 13:11:44 GMT</pubDate>
   </item>
   <item>
    <title>Land and Deed in Lieu of Foreclosure</title>
    <link>http://www.ethical-foreclosure-solutions.com/land-and-deed-in-lieu-of-foreclosure.html</link>
    <description>Does the Deed in Lieu of Foreclosure apply to land (i.e. a building lot in a single-family home community)?  The lot was going to be a future personal</description>
    <pubDate>Sun, 18 May 2008 23:30:55 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure Consequences</title>
    <link>http://www.ethical-foreclosure-solutions.com/Foreclosure-Consequences.html</link>
    <description>Foreclosure Consequences. How will this impact your ability to purchase a home in the future? What are the foreclosure consequences?
Many of them are long-term consequences.</description>
    <pubDate>Sun, 18 May 2008 14:22:26 GMT</pubDate>
   </item>
   <item>
    <title>2nd chance mortgage</title>
    <link>http://www.ethical-foreclosure-solutions.com/2nd-chance-mortgage.html</link>
    <description>Is the 2nd chance mortgage an option? When loss mitigation, refinancing or other methods of avoiding foreclosure fail, you may feel hopeless or as though you are destined to rent a home rather than to</description>
    <pubDate>Sun, 11 May 2008 21:04:21 GMT</pubDate>
   </item>
   <item>
    <title>Second Chance Mortgage</title>
    <link>http://www.ethical-foreclosure-solutions.com/second-chance-mortgage.html</link>
    <description>There are numerous second chance mortgage companies that are ready and waiting to help you in purchasing a new home. </description>
    <pubDate>Sun, 11 May 2008 21:00:39 GMT</pubDate>
   </item>
   <item>
    <title>Real Estate Investors and Foreclosure Consequences-what a story!!</title>
    <link>http://www.ethical-foreclosure-solutions.com/real-estate-investors-and-foreclosure-consequenceswhat-a-story.html</link>
    <description>Back in the early 90&#39;s I had 5 rental properties that I refinanced and pulled equity out of... but I did it with the Banks assurances that if I bought anymore properties, and did full rehabs on them, I would be able to refinance them with them (the Bank).</description>
    <pubDate>Wed, 30 Apr 2008 00:02:42 GMT</pubDate>
   </item>
   <item>
    <title>Dealing with foreclosure</title>
    <link>http://www.ethical-foreclosure-solutions.com/dealing-with-foreclosure.html</link>
    <description>What is a way of dealing with foreclosure on my construction loan?
I have run out of funds on my construction loan to finish the property.</description>
    <pubDate>Wed, 30 Apr 2008 00:00:12 GMT</pubDate>
   </item>
   <item>
    <title>Deed in Lieu of Foreclosure</title>
    <link>http://www.ethical-foreclosure-solutions.com/deed-in-lieu-of-foreclosure.html</link>
    <description>A Deed in Lieu of foreclosure is a deed instrument in which a borrower conveys all interest in a real property to the lender.</description>
    <pubDate>Tue, 15 Apr 2008 23:42:31 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure Help Discussion</title>
    <link>http://www.ethical-foreclosure-solutions.com/ForeclosureHelp.html</link>
    <description>Do you need foreclosure help? Foreclosure is a devastating, painful situation that more homeowners than ever are going through. The process is fast and efficient, capable of taking your home right from under you at any time.</description>
    <pubDate>Tue, 15 Apr 2008 02:53:40 GMT</pubDate>
   </item>
   <item>
    <title>What happens with the 2nd lien?</title>
    <link>http://www.ethical-foreclosure-solutions.com/what-happens-with-the-2nd-lien.html</link>
    <description>Our home in San Diego recently foreclosed.  We had two loans Saxon $487k and Home Eq $115k.  Saxon foreclosed on our home last month.  Myself and my</description>
    <pubDate>Tue, 15 Apr 2008 01:37:29 GMT</pubDate>
   </item>
   <item>
    <title>Maryland
State Counties</title>
    <link>http://www.ethical-foreclosure-solutions.com/resources-marylandcounties.html</link>
    <description>Maryland State Counties</description>
    <pubDate>Mon, 14 Apr 2008 01:57:57 GMT</pubDate>
   </item>
   <item>
    <title>Maryland
Foreclosure Law Changes</title>
    <link>http://www.ethical-foreclosure-solutions.com/Maryland-Foreclosure-Law.html</link>
    <description>Maryland
Foreclosure Law Changes.
Maryland governor Martin O&amp;#8217;Malley joined with local elected officials and consumer advocates last week to sign emergency legislation that targets troubled borrowers in the state.</description>
    <pubDate>Mon, 14 Apr 2008 01:36:45 GMT</pubDate>
   </item>
   <item>
    <title>My Home Is In Foreclosure</title>
    <link>http://www.ethical-foreclosure-solutions.com/my-home-is-in-foreclosure.html</link>
    <description>You say &quot;my home is in foreclosure&quot;. You are not alone by any means. And you are not helpless. There is an enormous amount of help available.</description>
    <pubDate>Sun, 13 Apr 2008 14:19:18 GMT</pubDate>
   </item>
   <item>
    <title> Foreclosure Prevention And How To Identify Viable Options</title>
    <link>http://www.ethical-foreclosure-solutions.com/Foreclosure-Prevention-And-How-To-Identify-Viable-Options.html</link>
    <description>Foreclosure prevention may be an option, so don&#39;t give up hope!</description>
    <pubDate>Sun, 13 Apr 2008 03:15:51 GMT</pubDate>
   </item>
   <item>
    <title>Mortgage Refinancing</title>
    <link>http://www.ethical-foreclosure-solutions.com/mortgage-refinancing.html</link>
    <description>Mortgage refinancing make sense if your FICO score is the same as it was at the time of purchasing or last refinancing. </description>
    <pubDate>Sun, 13 Apr 2008 03:08:02 GMT</pubDate>
   </item>
   <item>
    <title>Reverse
Mortgages</title>
    <link>http://www.ethical-foreclosure-solutions.com/Reverse-Mortgages.html</link>
    <description>Reverse mortgages are becoming very important with our senior citizens, to be eligible, you must be 62 years and occupy the home as your primary residence. Were established by HUD (Housing Urban Development) as a way for senior citizens to continue their quality of living with out the burden of a mortgage payment. A reverse mortgage program can be an excellent alternative to the prospect of foreclosure.</description>
    <pubDate>Sun, 13 Apr 2008 02:03:20 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure Alternatives</title>
    <link>http://www.ethical-foreclosure-solutions.com/foreclosure-alternatives.html</link>
    <description>Various mortgage foreclosure alternatives are available depending on your personal situation.</description>
    <pubDate>Wed, 09 Apr 2008 17:01:15 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure Consequences - Am I Better Off Foreclosing??</title>
    <link>http://www.ethical-foreclosure-solutions.com/foreclosure-consequences-am-i-better-off-foreclosing.html</link>
    <description>I moved to Colorado when the housing market was starting to go sour.  I have a house in California that was on a 2 year interest only, then variable</description>
    <pubDate>Tue, 08 Apr 2008 18:58:59 GMT</pubDate>
   </item>
   <item>
    <title>Refinance Home Loans To Avoid Foreclosure</title>
    <link>http://www.ethical-foreclosure-solutions.com/RefinanceHomeLoansToAvoidForeclosure.html</link>
    <description>Should you refinance home loans to avoid foreclosure? In some situations, yes! Foreclosure is a process of taking back a home by the lender from the borrower that has fallen behind on their payments. Refinancing might help you to stop Arizona foreclosure. It takes only one to two late payments or missing payments on your mortgage to put the process into effect.</description>
    <pubDate>Tue, 08 Apr 2008 00:06:33 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure Consequences Archive</title>
    <link>http://www.ethical-foreclosure-solutions.com/ForeclosureConsequencesArchive.html</link>
    <description>Foreclosure
Consequences Archive</description>
    <pubDate>Sun, 06 Apr 2008 23:45:00 GMT</pubDate>
   </item>
   <item>
    <title>The bank foreclosed on my home</title>
    <link>http://www.ethical-foreclosure-solutions.com/ThebankforeclosedonmyhomeArchive.html</link>
    <description>The bank foreclosed on my home. 
I know what foreclosure consequences feel like. Last year, my husband and I 
ended up in a lot of trouble when he entered the hospital and was then off work for several weeks.</description>
    <pubDate>Sun, 06 Apr 2008 23:37:10 GMT</pubDate>
   </item>
   <item>
    <title>Every day shadow, foreclosure consequences</title>
    <link>http://www.ethical-foreclosure-solutions.com/EverydayshadowforeclosureconsequencesArchive.html</link>
    <description>I am very glad to share my story with others, 
just to let them know what are the foreclosure consequences, 
at least for us. ....I won&#39;t go through this again.</description>
    <pubDate>Sun, 06 Apr 2008 23:36:13 GMT</pubDate>
   </item>
   <item>
    <title>Foreclosure and IncomeTax Liability</title>
    <link>http://www.ethical-foreclosure-solutions.com/ForeclosureandIncomeTaxLiabilityArchive.html</link>
    <description>Foreclosure and IncomeTax Liability. 
I would like to share with everybody very interested article about foreclosure consequences. 
Foreclosure and Income Tax Liability.
When comes to foreclosure consequences this is, I think very painful one.</description>
    <pubDate>Sun, 06 Apr 2008 23:35:29 GMT</pubDate>
   </item>
   <item>
    <title>a real estate agent&#39;s view</title>
    <link>http://www.ethical-foreclosure-solutions.com/arealestateagentsviewarchive.html</link>
    <description>a real estate agent&#39;s view on foreclosures</description>
    <pubDate>Sun, 06 Apr 2008 23:34:34 GMT</pubDate>
   </item>
   <item>
    <title>I Saved My House</title>
    <link>http://www.ethical-foreclosure-solutions.com/SaveMyHouseArchive.html</link>
    <description>I was able to stop foreclosure myself when we nearly lost our home. 
I guess I&amp;#8217;m one of the lucky ones. I worked closely with a professional 
to help me to find a way to save my home.</description>
    <pubDate>Sun, 06 Apr 2008 23:33:12 GMT</pubDate>
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