You can stop foreclosure quick. The following example shows how Tom Dorman saved his home in Philadelphia, PA.
Tom shared a home with a friend. Here's Tom's story in his own words.
We had an agreement to each pay our own halves of the mortgage separately, as to avoid awkwardness with the "can I have half the money to send it in". Well, I got a call in December that I owed $3,000, and that I had missed a court date that I was told about. I had never heard anything about a court date, so I asked how we could have missed it if we were never told.
Well, basically turns out that my roommate had hidden letters addressed to me about the court date. But that's another story. Basically the person on the phone talked to my roommate at another time and I assumed, naively, that it was taken care of because I didn't receive any more calls about it.
Well, a few months later, I got a call that we now owed $7,000, and we were having our house foreclosed unless we paid within the week. Turns out my roommate hadn't paid any of her part of the mortgage, and needless to say, I didn't have a spare $7,000 to spot her.
We looked around online for resources to help stop foreclosure as soon as possible, but most of the options would have taken too long. What she ended up doing was going to a place online she saw on Philadelphia's Fox News that gave high-interest high-speed loans that can be directly deposited into your bank account within 2 days. She signed up for it, had her father co-sign, and got accepted for the loan.
Within 2 days, the money was in her account, and we were able to pay what we owed. We are in the house still, and since everything has been squared away, we have been able to continue decorating and doing what we wish with our home.
We also had no damage to our credit since everything was paid off. Thank god she saw that website on the news!