Basic Foreclosure Data
by State
Mortgage,
Trust Deed, Security Deed,
Non-judicial,
Judicial, Strict, Exec. Process
Publication,
Notice
of Default, Notice of Sale, Complaint, Petition, Notice
Hearing
Redemption
Deficiency
| State |
Security
Instrument |
Foreclosure
Type |
Initial
Step |
# of
months |
Redemption |
Deficiency |
Alabama Law
Resources |
Mortgage |
Nonjudicial |
Publication |
1 |
12
Months |
Allowed |
Alaska
Resources |
Trust
Deed |
Nonjudicial |
Notice
of Default |
3 |
None |
Allowed |
Arizona
Resources |
Trust
Deed |
Nonjudicial |
Notice
of Sale |
3 |
None |
Allowed |
Arkansas
Resources |
Mortgage |
Judicial |
Complaint |
4 |
None |
Allowed |
California
Resources |
Trust
Deed |
Nonjudicial |
Notice
of Default |
4 |
None |
Prohibited |
Colorado
Resources |
Trust
Deed |
Nonjudicial |
Notice
of
Default |
2 |
75 Days |
Allowed |
Connecticut Law
Resources |
Mortgage |
Strict |
Complaint |
5 |
None |
Allowed |
Delaware
Resources |
Mortgage |
Judicial |
Complaint |
3 |
None |
Allowed |
Dist.
of Col.
Resources |
Trust
Deed |
Nonjudicial |
Notice
of Default |
2 |
None |
Allowed |
Florida
Resources |
Mortgage |
Judicial |
Complaint |
5 |
None |
Allowed |
Georgia
Resources |
Security
Deed |
Nonjudicial |
Publication |
2 |
None |
Allowed |
Hawaii
Resources |
Mortgage |
Nonjudicial |
Publication |
3 |
None |
Allowed |
Idaho
Resources |
Trust
Deed |
Nonjudicial |
Notice
of
Default |
5 |
None |
Allowed |
Illinois
Resources |
Mortgage |
Judicial |
Complaint |
7 |
None |
Allowed |
Indiana
Resources |
Mortgage |
Judicial |
Complaint |
5 |
3
Months |
Allowed |
Iowa
Resources |
Mortgage |
Judicial |
Petition |
5 |
6
Months |
Allowed |
Kansas
Resources |
Mortgage |
Judicial |
Complaint |
4 |
6-12
Months |
Allowed |
Kentucky
Resources |
Mortgage |
Judicial |
Complaint |
6 |
None |
Allowed |
Louisiana
Resources |
Mortgage |
Exec.Process |
Petition |
2 |
None |
Allowed |
Maine
Resources |
Mortgage |
Judicial |
Complaint |
6 |
None |
Allowed |
Maryland
Resources |
Trust
Deed |
Nonjudicial |
Notice |
2 |
None |
Allowed |
- Massachusetts
Resources |
Mortgage |
Judicial |
Complaint |
3 |
None |
Allowed |
Michigan
Resources |
Mortgage |
Nonjudicial |
Publication |
2 |
6
Months |
Allowed |
Minnesota
Resources |
Mortgage |
Nonjudicial |
Publication |
2 |
6
Months |
Prohibited |
Mississippi
Resources |
Trust
Deed |
Nonjudicial |
Publication |
2 |
None |
Prohibited |
Missouri
Resources |
Trust
Deed |
Nonjudicial |
Publication |
2 |
None |
Allowed |
Montana
Resources |
Trust
Deed |
Nonjudicial |
Notice |
5 |
None |
Prohibited |
Nebraska
Resources |
Mortgage |
Judicial |
Petition |
5 |
None |
Allowed |
Nevada
Resources |
Trust
Deed |
Nonjudicial |
Notice
of
Default |
4 |
None |
Allowed |
New Hampshire Law
Resources |
Mortgage |
Nonjudicial |
Notice
of Sale |
2 |
None |
Allowed |
New Jersey Law
Resources |
Mortgage |
Judicial |
Complaint |
3 |
10
Days |
Allowed |
New Mexico
Resources |
Mortgage |
Judicial |
Complaint |
4 |
None |
Allowed |
New York Law
Resources |
Mortgage |
Judicial |
Complaint |
4 |
None |
Allowed |
North Carolina
Resources |
Trust
Deed |
Nonjudicial |
Notice
Hearing |
2 |
None |
Allowed |
North Dakota
Resources |
Mortgage |
Judicial |
Complaint |
3 |
60
Days |
Prohibited |
Ohio
Resources |
Mortgage |
Judicial |
Complaint |
5 |
None |
Allowed |
Oklahoma
Resources |
Mortgage |
Judicial |
Complaint |
4 |
None |
Allowed |
Oregon
Resources |
Trust
Deed |
Nonjudicial |
Notice
of Default |
5 |
None |
Allowed |
Pennsylvania
Resources |
Mortgage |
Judicial |
Complaint |
3 |
None |
Allowed |
Rhode Island
Resources |
Mortgage |
Nonjudicial |
Publication |
2 |
None |
Allowed |
South
Carolina
Resources |
Mortgage |
Judicial |
Complaint |
6 |
None |
Allowed |
South Dakota
Resources |
Mortgage |
Judicial |
Complaint |
3 |
180
Days |
Allowed |
Tennessee
Resources |
Trust
Deed |
Nonjudicial |
Publication |
2 |
None |
Allowed |
Texas
Resources |
Trust
Deed |
Nonjudicial |
Publication |
2 |
None |
Allowed |
Utah Law
Resources |
Trust
Deed |
Nonjudicial |
Notice
of
Default |
4 |
None |
Allowed |
Vermont
Resources |
Mortgage |
Judicial |
Complaint |
7 |
None |
Allowed |
Virginia
Resources |
Trust
Deed |
Nonjudicial |
Publication |
2 |
None |
Allowed |
Washington
Resources |
Trust
Deed |
Nonjudicial |
Notice
of
Default |
4 |
None |
Allowed |
West Virginia
Resources |
Trust
Deed |
Nonjudicial |
Publication |
2 |
None |
Prohibited |
Wisconsin
Resources |
Mortgage |
Judicial |
Complaint |
Varies |
None |
Allowed |
Wyoming
Resources |
Mortgage |
Nonjudicial |
Publication |
2 |
3
Months |
Allowed |
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